SCMT Credit Underwriter (F/M), France

Allianz Trade est le leader mondial de l’assurance-crédit, et un expert reconnu dans les domaines de la caution, du recouvrement, du financement structuré et du risque politique. Depuis plus d’un siècle, nous aidons les entreprises à anticiper les risques, à agir avec rapidité, à prendre des décisions éclairées et à croître en toute sécurité.

Basés à Paris, nous sommes présents dans plus de 50 pays avec 5 500 employés

Tasks

• Support provided to origination team:
• Support the origination team to pre-screen and identify bankable projects, and to grow and develop new business transactions.
• Actively contribute to set-up and develop worldwide-insured portfolio of sovereign and private obligors (Corporates and Financial Institutions) mainly located in emerging markets with a particular focus on Export & Trade Finance or Project Finance transactions.
• Support in review of credit transactions:
• Evaluate and monitor the credit risk associated with loans and insurance cover inquiries.
• Conduct in-depth a sectorial, financial and legal risks analysis on the transaction and the related obligor in liaison with our country risk analysts and according to the tenor requested.
• For more complex transactions and structured finance (pre-export finance, aircraft financing, project finance and Reserve-Based lending...), conduct a critical assessment on the project and the financing scheme.
• Actively exchange with origination team on deals and participate to market meeting and/or calls on related transactions when relevant.
• Decide within a risk authority level according to seniority and/or submit to Credit Committee for large underwriting decisions.
• Implement underwriting principles in accordance with Allianz Trade risk governance.
• Portfolio/Risk Management :
• Take active part to the management of existing “live” portfolio through appropriate risk monitoring, propose mitigation and implement if/when appropriate.
• Handle waiver requests, input into regular credit reviews.
• Requirements and skills

Profile

• University degree preferably at Masters level. Recognized financial analyst qualifications, would be advantageous.
• 1/2 year-experience (Traineeship / Apprenticeship including) in Trade Credit Insurance, Banking Industry, or/and Multilaterals or/and ECAs or/and in Single-risk Medium Term Credit Insurance Department, preferably with an exposure to Corporates & Trade Finance.
  
• Strong analytical skills (corporate & financial, sectorial, ESG and political risk as well as transactional analysis) & exposure to corporates in a variety of sectors.
• Proficiency in reviewing and commenting on loan documentation (including complex legal structures).