Credit Monitoring Analyst (m/f/d), München

CACEIS est un établissement bancaire, filiale des groupes Crédit Agricole et Santander, spécialisé dans les services financiers aux sociétés de gestion, compagnies d'assurance, fonds de pension, banques, fonds de private equity et real estate, brokers et grandes entreprises. Présent en Europe, en Amérique du Nord, en Amérique du Sud et en Asie, CACEIS propose une gamme complète de produits et services: exécution, compensation, change, prêt-emprunt de titres, conservation d'actifs, banque dépositaire et administration de fonds, support à la distribution des fonds, solutions de Middle-Office et services aux émetteurs. Avec 4581 milliards d'euros d'actifs en conservation et 2405 milliards d'euros d'actifs en administration, CACEIS est un leader européen de l'Asset Servicing et compte parmi les principaux acteurs mondiaux (chiffres au 31 décembre 2021).

Missions

The Risk Management department of CACEIS is in charge of all topics related to credit risk:

• Credit rating: the credit analyst performs a credit rating of any client or
• counterparty which is subject to credit risk, using methodologies at hand. Methodologies at hand are developed further if required;
• Credit application: the credit analyst is in charge to perform a credit application document, which assesses the country, industry and the idiosyncratic risk of each client or counterparty subject to credit risk;
• Vote: based on the analysis performed, the credit risk group performs a vote regarding approval of new credit / prolongation of credit, to the risk and compliance committee;
• Credit committee: the credit risk group prepares the decision paper for the risk and compliance committee, which ultimately takes the credit decision;
• Maintenance: the credit risk group ensures and monitors the proper execution of any credit decision taken in the risk and compliance committee;
• Reporting: the credit risk group is in charge to regularly report each credit exposure and critical observations to the respective authorities;
• Methodologies: the credit risk group is in charge to develop new methodologies and processes or enhance existing methodologies and processes, linked to any credit risk topic.

In this context, your main missions will be:

• Carrying out the daily monitoring of credit risk;
• Carrying out of day-to-day operational credit approvals in accordance with the credit restrictions and competence rules (e.g. payments and securities transfers);
• Carrying out day-to-day monitoring of market events and potential impact on clients, using tools such as Reuters, etc;
• Retain and maintain the quality of data relating to Credit Business (e.g. for audit trail reason);
• Participating in further development of credit risk team / processes / knowledge / efficiency.

Critères de candidature

• Date de prise de fonction: 01/04/2023
• Durée: 24
• Poste avec management: Non
• Niveau d'étude minimum: Bac + 5 / M2 et plus

Formation / Spécialisation:

• Master's Degree with a specialization in Finance, Business administration or Economics
• A practical experience in the field of financial institutions, within risk management would be a plus
• Niveau d'expérience minimum: 0 - 2 ans

Soft skills:

• You have an interest in financial markets and financial industry;- You are results-oriented and have good analytical skills;- You are able to work under pressure and with tight deadlines;- You have good communication skills and know how to adapt to your interlocutor.

Outils informatiques:

• You are proficient with all Microsoft Office applications (especially MS Excel)

Langues:

• Fluent English ; German would be a plus